How To Save Money By Avoiding 7 Sneaky Things!

It’s time to stop throwing money away! 2025 is YOUR year to invest in a quality lifestyle—travel included. ✨ In this post, we’re diving into sneaky spending habits that might be holding you back from living your best life and traveling like the queen you are.

Let’s Talk About That Mindset

It’s easy to say, “I can’t afford to travel,” but today, we’re breaking that mindset. We’re going over nine common ways people waste money—and how YOU can redirect those funds toward your dream vacations. Are you guilty of any of these? Let’s find out:

1. Credit Card Interest

Credit cards are great when used wisely, but carrying a balance month to month means high-interest payments that eat into your travel fund.

Say you buy a bracelet for $200 on your credit card and make only the minimum payment of $25. The next month, your balance is still $175, but with interest, it jumps to $213.15. That’s $79.62 in interest in just one month! If you saved that amount every month, you’d have $960 in a year—hello, vacation fund!

2. Late Fees

Forgot to pay the power bill? That’s a $15 late fee. Do that every month, and that’s $180 a year—money that could cover excursions on your next cruise! Set up autopay, use a budget calendar, or set reminders to avoid these unnecessary fees.

3. Microtransactions

Those $5.99 charges for in-app purchases and story games? They add up fast.

The average American spends between $5 to $20 per month on these microtransactions. If you’re spending $20 a month, that’s $240 a year—a whole weekend getaway!

4. New Cars

We all love that new car smell, but if your current ride is running fine, why add unnecessary expenses? A new car means higher insurance, taxes, and car payments. Keep Big Bertha running a little longer and put that money toward flights instead.

5. Impulse Purchases

Be honest, Momma Girl—did you need that dress, or did you just think it would look cute?

On average, Americans spend $2,000 a year on impulse buys. Instead of chasing trends, chase experiences! That money could cover flights, hotels, or an all-inclusive resort stay.

6. Lottery Tickets

The lottery sells dreams, but the odds of winning are slim. Instead of spending on tickets, build a realistic savings plan for your dream trip. Create your OWN luck by making smart money choices!

7. Eating Out

This one stings, but let’s break it down:

If you eat lunch out every day at $15 per meal, that’s $3,900 a year. Imagine using that money for a European getaway instead! Start meal prepping, and put those savings toward a travel fund.

Let’s Make That Dream Trip Happen

It’s not about cutting out everything you enjoy—it’s about setting boundaries and prioritizing the memories and experiences that truly matter. Imagine swapping $3,900 on fast food for a European adventure or using $2,000 in impulse purchases for a Caribbean cruise. Now THAT’S living!

If any of these hit home, share this blog with a friend who needs this pep talk too!

If you want to travel, you have to choose to make it happen. Stop waiting, stop making excuses, and start planning your next adventure today. When you’re ready to book, I’m here to help you make it authentic and stress-free. Contact me and let’s get you prepped for your next trip!

Until next time—don’t just exist, LIVE, Momma Girl. 💖